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    <guid>https://www.oakridge.net/blog/the-mortgage-corner-with-greenstate-credit-union-august-2026-edition-5-tips-to-finding-the-right-mor.html</guid>
    <link>https://www.oakridge.net/blog/the-mortgage-corner-with-greenstate-credit-union-august-2026-edition-5-tips-to-finding-the-right-mor.html</link>
        <author>carl.ericson@oakridge.realestate (Oakridge Real Estate)</author>
        <title>The Mortgage Corner with GreenState Credit Union – August 2026 edition - 5 Tips to Finding the Right Mortgage Lender</title>
    <description> <![CDATA[ 



The Mortgage Corner with GreenState Credit Union – August 2026 edition


Finding the right mortgage lender can feel like embarking on a quest through a maze of financialjargon and paperwork. All loans are created equal right? Wrong Similarly, all mortgage lendersare not created equal either. Each of us come with an arsenal of loan programs with differentrates and fees, but it’s equally as important that you are comfortable with whom you are gettingyour financing from. Who is the person behind the desk that is helping you with one of thelargest financial investments of your lifetime?


With these five tips, you're sure to emerge victorious, loan in hand and homeownership dreamswithin reach.


1. Ask for Referrals from Friends, Family, and Your Realtor


Word of mouth is powerful. Reach out to friends, family, and your realtor for their lenderrecommendations. Personal experiences can provide invaluable insights into a lender'scustomer service, reliability, and overall satisfaction. Plus, referred lenders are more likely to gothe extra mile to maintain their reputation.


2. Talk to Multiple Lenders


Speak to multiple lenders to compare what they have to offer. This step not only gives you abroader perspective on available options but also you to get to know the lender you will beworking with and entrusting with one of the largest financial investments of your life. Remember,knowledge is power


3. Identify Your Preferred Loan Terms


Before you dive into the lender pool, it's crucial to know what you want. Are you looking for a 30-year fixed-rate mortgage, or does an adjustable-rate mortgage suit your needs better?Understanding your loan preferences helps narrow down your choices and ensures you select alender that offers the best terms for your situation.


4. Compare Rates and Fees


When evaluating lenders, scrutinize their rates and fees. Even a small difference in interestrates can significantly impact your monthly payments and the total cost of your loan. Payattention to closing costs, origination fees, and any other charges that might come up during theprocess.


5. Go Through the Pre-Qualification Process


A pre-qualification is more than just a preliminary step; it’s a powerful tool in your home-buyingarsenal. It signals to sellers that you’re a serious buyer and gives you a clear picture of howmuch you can afford. Going through this process with multiple lenders can also help youcompare their offers more effectively and get to know the lender who will be helping you.


Embarking on the journey to find the perfect mortgage lender may seem daunting, but withthese tips in hand, you'll navigate the process with confidence and ease. Happy house huntingFor a mortgage consultation, you can contact one of our mortgage lenders atwww.greenstate.org/mortgage NMLS 401238
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    <pubDate>Fri, 07 Aug 2026 09:34:00 -0500</pubDate>
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    <guid>https://www.oakridge.net/blog/the-mortgage-corner-with-greenstate-credit-union-july-2026-edition-summer-buying-season-is-in-full-s.html</guid>
    <link>https://www.oakridge.net/blog/the-mortgage-corner-with-greenstate-credit-union-july-2026-edition-summer-buying-season-is-in-full-s.html</link>
        <author>carl.ericson@oakridge.realestate (Oakridge Real Estate)</author>
        <title>The Mortgage Corner with GreenState Credit Union July 2026 edition: Summer buying season is in full swing</title>
    <description> <![CDATA[ 



The Mortgage Corner with GreenState Credit Union: Summer buying season is in full swing


 


The Mortgage Corner with GreenState Credit Union – July 2026 editionSummer is one of the most active homebuying seasons, bringing more homes to the marketand more opportunities for buyers. But in a competitive environment, having the right mortgagestrategy can be just as important as finding the right home.More Homes, More Opportunities


With more properties typically available during the summer months, buyers often have a widerrange of choices. Getting pre-qualified before you start shopping helps you understand yourbuying power and shows sellers you're serious about purchasing a home.


Financing Options for Every Stage of LifeWhether you're buying your first home, moving up to accommodate a growing family, ordownsizing, there are mortgage solutions designed to fit your goals, including:


 Conventional loans with flexible down payment options FHA loans for buyers seeking lower down payment requirements VA loans for eligible veterans and active-duty service members Jumbo financing for higher-priced homes Renovation financing for homes that need updates and improvements


Build Equity SoonerHomeownership can be a powerful wealth-building tool. Instead of paying rent, each mortgagepayment helps build equity and invest in your future.Be Prepared to Buy with ConfidenceBefore beginning your home search:


 Review your budget Check your credit profile Explore down payment options Get pre-qualified to understand your financing options


Being prepared can help strengthen your offer and streamline the buying process.


Ready to Make Your Summer Move?Summer is a great time to explore homeownership opportunities and secure financing thataligns with your goals. Whether you're a first-time buyer or a seasoned homeowner, the rightmortgage solution can help turn your summer home search into a successful closing.For additional information contact one of our mortgage lenders at www.greenstate.org/mortgageNMLS 401238
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    <pubDate>Thu, 02 Jul 2026 09:02:00 -0500</pubDate>
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    <guid>https://www.oakridge.net/blog/this-home-truly-offers-the-perfect-blend-of-style-space-and-location-4157-omaha-ave-waterloo.html</guid>
    <link>https://www.oakridge.net/blog/this-home-truly-offers-the-perfect-blend-of-style-space-and-location-4157-omaha-ave-waterloo.html</link>
        <author>carl.ericson@oakridge.realestate (Oakridge Real Estate)</author>
        <title>This home truly offers the perfect blend of style, space, and location | 4157 Omaha Ave., Waterloo</title>
    <description> <![CDATA[ 



This home truly offers the perfect blend of style, space, and location - 4157 Omaha Ave., Waterloo


3 Bedrooms | 3 Bathrooms | 1,945 Square Feet | .12 Acres | $298,810


Listed by Mersiha Mustedanagic, 319.939.0730


Welcome home to this immaculate condo This move-in ready condo offers a thoughtfully designed floor plan and low-maintenance living—just unpack and enjoy Step inside to an open-concept main level featuring stylish vinyl plank flooring and abundant natural light. The modern kitchen is a showstopper, complete with newer granite countertops, added backsplash, updated appliances, ample cabinetry, and a center island with bar seating—perfect for entertaining or everyday living. The adjacent spacious living room provides a warm and inviting space to relax or host guests. A convenient half bath completes the main level. Upstairs, retreat to the private primary suite, featuring a large walk-in closet and an en-suite bathroom with a walk-in shower. Two additional generously sized bedrooms, a full bathroom, and an upstairs laundry room offer comfort and functionality for today’s lifestyle. The fully finished lower level expands your living space with a large family room, ideal for movie nights, a home office, or entertaining. Enjoy the benefits of maintenance-free living—no mowing, no shoveling—while being just minutes from shopping, dining, parks, and scenic trails. This home truly offers the perfect blend of style, space, and location. Schedule your private showing today and make it yours



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    <pubDate>Wed, 01 Jul 2026 15:15:00 -0500</pubDate>
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    <guid>https://www.oakridge.net/blog/the-mortgage-corner-with-greenstate-credit-union-june-2026-edition-june-is-national-homeownership-mo.html</guid>
    <link>https://www.oakridge.net/blog/the-mortgage-corner-with-greenstate-credit-union-june-2026-edition-june-is-national-homeownership-mo.html</link>
        <author>carl.ericson@oakridge.realestate (Oakridge Real Estate)</author>
        <title>The Mortgage Corner with GreenState Credit Union – June 2026 edition : June is National Homeownership Month</title>
    <description> <![CDATA[ 



The Mortgage Corner with GreenState Credit Union – June 2026 edition : June is National Homeownership Month


 


June is National Homeownership Month, a time to recognize the important role homeownershipplays in strengthening families, communities, and the economy.


Homeownership offers more than just a place to live — it provides stability, a sense of pride, andthe opportunity to build equity over time. It also strengthens communities by encouraging long-term investment, local involvement, and neighborhood growth, helping create vibrant places forfuture generations.


Whether you're thinking about purchasing your first home or considering a change to better fityour family's needs, National Homeownership Month is a great time to start planning. Here are afew action steps to consider:


For First-Time Homebuyers Review your budget and determine how much home you can comfortably afford. Check your credit score and explore ways to strengthen your financial profile. Start building a savings plan for a down payment and closing costs. Meet with a trusted mortgage professional to understand your financing options and getpre-qualified. Create a list of your &quot;must-haves&quot; and &quot;nice-to-haves&quot; to help guide your home search.


For Homeowners Considering a Change of Home Evaluate how your current home aligns with your lifestyle, family needs, and futuregoals. Consider whether a move could provide better access to work, schools, family,healthcare, or recreational opportunities. Connect with your favorite Oakridge agent to learn about your home's current marketvalue and understand how much equity you may have available. Review your budget and determine what type of home and monthly payment best fitsyour next chapter. Meet with a trusted mortgage professional to understand your financing options and getpre-qualified. Explore neighborhoods and communities that support the lifestyle you envision, whetherthat means more space, less maintenance, or a new location.


A change of home isn't always about moving up — it's about finding the right home for yourcurrent stage of life. Whether you're relocating, downsizing, upsizing, or simply seeking a freshstart, thoughtful planning can help make your next move a successful one.For additional information contact one of our mortgage lenders at www.greenstate.org/mortgageNMLS 401238
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    <pubDate>Tue, 09 Jun 2026 09:48:00 -0500</pubDate>
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    <guid>https://www.oakridge.net/blog/the-mortgage-corner-with-greenstate-credit-union-may-2026-edition-whos-who-in-the-mortgage-process.html</guid>
    <link>https://www.oakridge.net/blog/the-mortgage-corner-with-greenstate-credit-union-may-2026-edition-whos-who-in-the-mortgage-process.html</link>
        <author>carl.ericson@oakridge.realestate (Oakridge Real Estate)</author>
        <title>The Mortgage Corner with GreenState Credit Union – May 2026 edition: Who's Who in the Mortgage Process</title>
    <description> <![CDATA[ 



The Mortgage Corner with GreenState Credit Union – May 2026 edition: Who's Who in the Mortgage Process


 


Whether you’re a first-time homebuyer or a seasoned one, buying a home is a complex process and involves anarray of people. While your real estate agent and mortgage loan officer will be your primary points of contact,there are others working behind the scenes to ensure a smooth process. Below is a helpful reference of the keyroles, from pre-qualification to closing day.


GreenState Team 


Loan Officer: Your GreenState Mortgage Loan Officer will work alongside you throughout the home buying process to help you choose the best loan program for your budget and needs. Our team knows purchasing a home is one of the largest financial decisions you'll make, so we will listen to your desires, needs, and questions to help you meet your financial goals.


 Loan Associate: This is the Mortgage Loan Officer’s support team. Throughout the mortgage loan process, you may hear from a loan associate as we gather documents from you to support your loan file.


Loan Processor: Getting approved for a mortgage requires a lot of documentation, and the loan processor is tasked with gathering and organizing the necessary documents for the underwriting team.


 Underwriter: This person ensures all the necessary paperwork has been submitted and then evaluates it to determine whether you have the ability to repay the loan amount you're seeking. They will review all loan parameters to ensure you qualify for the loan program you have selected. The underwriter will review your credit report, income and asset documentation, and the appraisal report.


Mortgage Lender: The mortgage lender is the financial institution that controls the loan process and issues loans. In this case, GreenState is the lender.


Other Parties


 Real Estate Agent: Your real estate agent acts as the facilitator in the transaction between you (the purchaser) and the seller. The Mortgage Loan Officer is here to advise and guide you through the financial process, the agent’s role is to advise &amp; guide you through the home search &amp; negotiation process.


Property Inspector: An inspector will examine and evaluate the condition of the property you are hoping to buy. Often times, your real estate agent will recommend a reputable inspector to assess the property's structure, HVAC, electrical, sewage, and water. 


 Appraiser: The appraiser provides an unbiased, estimated value of the home you're hoping to purchase. Typically scheduled by the lender within a few days of an accepted offer, the appraisal will look at home details as well as recent sales of similar properties to determine its value.


 Mortgage Insurer: Borrowers making a down payment below 20 of the purchase price may be subject to Private Mortgage Insurance (PMI), and the insurer is the company providing the insurance.


Mortgage Servicer: A mortgage servicer is the financial institution responsible for sending monthly statements and collecting mortgage payments. The servicer manages your day-to-day tasks and may also pay taxes and insurance on your behalf.


 


Because every purchase is unique, you may encounter people in roles not mentioned. However, it’s important to remember that behind every individual purchase is a dedicated team of professionals supporting you. For additional information contact one of our mortgage lenders at www.greenstate.org/mortgage


 
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    <pubDate>Tue, 12 May 2026 14:09:00 -0500</pubDate>
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    <guid>https://www.oakridge.net/blog/a-perfect-blend-of-space-function-and-rural-living-20509-290th-st-parkersburg.html</guid>
    <link>https://www.oakridge.net/blog/a-perfect-blend-of-space-function-and-rural-living-20509-290th-st-parkersburg.html</link>
        <author>carl.ericson@oakridge.realestate (Oakridge Real Estate)</author>
        <title>A Perfect Blend of Space, Function, and Rural Living  | 20509 290th St., Parkersburg</title>
    <description> <![CDATA[ 



A perfect blend of space, function, and rural living 20509 290th St., Parkersburg


4 Bedrooms | 3 Bathrooms | 3,978 Square Feet | 10.38 Acres | $849,900


Listed by Meghan Wiedow, 319.340.1069


Escape to your own private retreat in this rare opportunity to own a fully furnished and truly unique acreage just outside of Parkersburg Situated on nearly 11 acres across two parcels, this spacious home offers just under 4,000 square feet with 4 bedrooms and 4 bathrooms. You'll love the abundance of natural light and character. Outside features include a multi-level deck, an attached 3-stall garage, fully stocked pond, barn, shed, fruit trees, and private shooting range. A perfect blend of space, function, and rural living.


 



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    <pubDate>Fri, 24 Apr 2026 14:17:00 -0500</pubDate>
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    <guid>https://www.oakridge.net/blog/this-property-offers-endless-possibilities-for-living-working-and-playing-all-in-one-place-11145-kim.html</guid>
    <link>https://www.oakridge.net/blog/this-property-offers-endless-possibilities-for-living-working-and-playing-all-in-one-place-11145-kim.html</link>
        <author>carl.ericson@oakridge.realestate (Oakridge Real Estate)</author>
        <title>Endless Possibilities for Living, Working, and Playing All in one Place 11145 Kimball Ave., Waterloo</title>
    <description> <![CDATA[ 



This property offers endless possibilities for living, working, and playing all in one place 11145 Kimball Ave., Waterloo


3 Bedrooms | 4 Bathrooms | 3,492 Square Feet | 2.57 Acres | $574,900


Listed by Laurie Lynch, 319.310.8374


Stunning ranch home nestled on just over 2.5 acres of land on a hard surface road south of the Waterloo Crossroads area. Step inside to a spacious and thoughtfully designed main floor featuring a large kitchen with an island. Just off the kitchen, you’ll find a convenient laundry room with washer and dryer, along with a half bath. The kitchen flows seamlessly into a generous dining area and an oversized living room with great storage, creating an inviting atmosphere. The main floor also includes a private primary suite complete with a walk-in closet and full bathroom. Two additional bedrooms, a newly remodeled bathroom, a cozy sitting room, and a dedicated office (or non-conforming fourth bedroom) provide flexibility for any lifestyle. Just off the living room, unwind in the beautiful sunroom filled with natural light and views of the surrounding acreage. Curb appeal shines with a grand front entry and welcoming porch, complemented by extensive exterior updates including new siding, stone accents, roof, and all new windows. Car enthusiasts, hobbyists, and those needing serious storage will appreciate the unmatched garage and outbuilding space. The home features five attached garage stalls, including a newly added three-stall garage with spray foam insulation and heated floor readiness, just add a water heater. In addition, there are two more attached stalls at the rear, an oversized two-stall detached garage, and a massive 40x64 pole building. Major updates completed since 2020 include a new furnace and AC, on-demand water heater, water softener, spray-foamed basement, and updated bathrooms and bedrooms giving peace of mind and modern efficiency. With incredible space inside and out, extensive updates, and unbeatable storage, this property offers endless possibilities for living, working, and playing all in one place.



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    <pubDate>Wed, 08 Apr 2026 11:24:00 -0500</pubDate>
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    <guid>https://www.oakridge.net/blog/the-mortgage-corner-with-greenstate-credit-union-april-edition-how-to-buy-and-sell-simultaneously-wi.html</guid>
    <link>https://www.oakridge.net/blog/the-mortgage-corner-with-greenstate-credit-union-april-edition-how-to-buy-and-sell-simultaneously-wi.html</link>
        <author>carl.ericson@oakridge.realestate (Oakridge Real Estate)</author>
        <title>The Mortgage Corner with GreenState Credit Union – April edition: How to Buy and Sell simultaneously with ease</title>
    <description> <![CDATA[ 
 





The Mortgage Corner with GreenState Credit Union - April Edition:


How to Buy and Sell Simultaneously With Ease


Buying or selling a home can be stressful. It's not just about finding the perfect property to move into orfinding the right buyer for your current home; it's about timing it right, qualifying for loans, andmanaging finances. And when these two significant life events happen simultaneously, the stress can beoverwhelming. But don't fret. With the right preparation and guidance, you can navigate through thisprocess smoothly. Here are a few tips to think about as you consider your next home purchase.


Getting Your Finances in OrderThe first step in this journey is to get your finances in order. This includes understanding your currentfinancial situation and how it will affect your ability to buy a new home and sell your current one. Itwould be best if you considered your credit score, your savings, your current home's equity, and yourdebt-to-income ratio. This information will be crucial when applying for a mortgage for your new homeand when setting a competitive price for your current home.


Having a Timeline, But Being FlexibleTime management is crucial when buying and selling a home at the same time. You need to have atimeline for when you want to sell your current home and when you want to move into your new one.However, it's important to remember that the real estate market can be unpredictable. Therefore, whileit's good to have a timeline, it's equally important to be flexible. You might need to adjust your plansbased on how quickly your current home sells or how long it takes to close on your new home.


Considering a Sale ContingencyA sale contingency can be a lifesaver when buying and selling a home simultaneously. This is a clausethat you can include in your contract that gives you the right to back out of the purchase of a new homeif you can't sell your current one. This can protect you from being stuck with two mortgage payments ifyour current home doesn't sell as quickly as you hoped.


Exploring the Option of a Bridge LoanIf you find yourself in a position where you need to buy a new home before selling your current one, abridge loan might be an option worth considering. This is a short-term loan that you can use to cover thedown payment on your new home. Once your current home sells, you use the proceeds to pay off thebridge loan. It is important to talk to your lender about this option and understand the terms andconditions before you proceed.


Buying and selling a home simultaneously can be a challenging task, but with the right preparation andguidance, it can be a smooth and successful journey. Having a wonderful Oakridge Realtor andGreenState Credit Union lending partner to guide you through all your options is extremely important.For additional information please contact one of our lending partners at GreenState Credit Union atwww.greenstate.org/mortgage
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    <pubDate>Tue, 07 Apr 2026 10:31:00 -0500</pubDate>
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    <guid>https://www.oakridge.net/blog/the-mortgage-corner-with-greenstate-credit-union-march-2026-a-win-for-homebuyers-how-the-new-credit-.html</guid>
    <link>https://www.oakridge.net/blog/the-mortgage-corner-with-greenstate-credit-union-march-2026-a-win-for-homebuyers-how-the-new-credit-.html</link>
        <author>carl.ericson@oakridge.realestate (Oakridge Real Estate)</author>
        <title>The Mortgage Corner with GreenState Credit Union – March 2026 : A Win for Homebuyers: How the New Credit Inquiry “Trigger Lead” Law Helps Mortgage Borrowers</title>
    <description> <![CDATA[ 



The Mortgage Corner with GreenState Credit Union – March 2026A Win for Homebuyers: How the New Credit Inquiry “Trigger Lead” Law Helps MortgageBorrowers


 


Buying a home is one of the most exciting financial steps a person can take—but until recently, startingthe mortgage process often came with an unexpected downside. The moment a lender pulled aborrower’s credit for a mortgage application, that inquiry could trigger the credit bureaus to sell theconsumers’ information to other lenders, leading to a flood of unsolicited calls, texts, and emails.Now, a new federal law is changing that experience for the better.


What the New Law DoesThe Homebuyers Privacy Protection Act, which took effect in March 2026, significantly restricts thesale of mortgage “trigger leads.” In the past, credit bureaus could sell data indicating that someone hadapplied for a mortgage, allowing competing lenders to immediately contact that borrower.Under the new rules, credit reporting agencies are largely prohibited from selling that inquiry informationto unrelated lenders. Only companies with an existing relationship with the borrower—or those withexplicit consumer permission — can reach out.


Why This Is Good for HomebuyersThis change creates several important benefits for consumers entering the mortgage process:1. Less confusion during a critical decisionPreviously, borrowers could receive dozens of calls from lenders within hours of a credit check. Manybelieved their lender or real estate agent had shared their information, creating unnecessary confusion.2. Greater privacy and controlHomebuyers now have more control over who has access to their financial information, helping protectthem from aggressive marketing or misleading offers.3. A smoother mortgage experienceWithout the distraction of constant unsolicited outreach, borrowers can focus on working with the trustedlender they chose and confidently move through the home financing process.


What It Means for Future HomeownersFor those pursuing homeownership, this law represents a meaningful improvement in the mortgagejourney. The homebuying process can already feel complex and overwhelming. By limiting intrusivemarketing and protecting consumer data, the new trigger lead protections help create a more transparent,trustworthy environment for borrowers.


Ultimately, the goal is simple: when you apply for a mortgage, your focus should be on finding the righthome and the right loan—not managing a barrage of unexpected calls.For additional information please contact one of our lending partners at GreenState Credit Union atwww.greenstate.org/mortgage
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    <pubDate>Thu, 12 Mar 2026 10:36:00 -0500</pubDate>
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    <guid>https://www.oakridge.net/blog/the-mortgage-corner-with-greenstate-credit-union-financial-fitness-building-strong-money-habits-for-.html</guid>
    <link>https://www.oakridge.net/blog/the-mortgage-corner-with-greenstate-credit-union-financial-fitness-building-strong-money-habits-for-.html</link>
        <author>carl.ericson@oakridge.realestate (Oakridge Real Estate)</author>
        <title>The Mortgage Corner with GreenState Credit Union - Financial Fitness: Building Strong Money Habits for Life</title>
    <description> <![CDATA[ 



The Mortgage Corner with GreenState Credit Union - Financial Fitness: Building Strong Money Habits for Life


 


The Mortgage Corner with GreenState Credit Union – February 2026If you’ve ever tried to improve your fitness, you already know there’s no secret shortcut. The basics—eatwell, move your body, stay consistent—are simple to understand but challenging to practice. It takesdiscipline to choose the gym over the couch and a balanced meal over fast food.Building strong finances works the same way. The principles aren’t complicated but applying themconsistently takes effort. The good news? When you manage your money wisely, the rewards can showup quickly—often as extra cash and reduced stress.Here’s a practical roadmap to getting financially fit:


Step 1: Spend less than you earn.Financial stability starts with a simple rule: your income must exceed your expenses. While that soundsobvious, many people struggle to maintain that balance. The solution lies in managing spending habitsand finding ways to increase income. Even small improvements can create breathing room in yourbudget.


Step 2: Know exactly where your money goes.You can’t improve what you don’t measure. Track every expense—even the small ones. When you reviewyour spending patterns, you’ll likely spot opportunities to cut back. Maybe dining out is costing more thanyou realized, or unused subscriptions are quietly draining your account. Awareness is the foundation ofsmart budgeting.


Step 3: Save and invest consistently.Once you’re generating a surplus and understand your spending, put your money to work. Saving buildsa financial cushion, while investing helps grow your wealth over time. Consider contributing to aretirement account, building an emergency fund, or investing in assets such as stocks, bonds, or realestate. Make informed decisions and think long term—consistency matters more than perfection.


Step 4: Borrow wisely.Debt can either support your goals or hold you back. Used responsibly, borrowing can help you invest inopportunities like education or property. Always understand loan terms, interest rates, and repaymentschedules. Borrow only what you can confidently repay.


Step 5: Protect what you build.Financial health isn’t just about growing wealth—it’s also about safeguarding it. Insurance, an emergencyfund, and thoughtful planning can shield you from unexpected setbacks. Preparing for the unknownensures that one surprise expense doesn’t derail your progress.


Getting financially “fit” is a journey, not a quick fix. It requires discipline, awareness, and steady action.But by following these five steps and staying committed, you can build lasting stability andconfidence—one smart decision at a time.For additional information or a financial health consultation please contact one of our lending partners atGreenState Credit Union at www.greenstate.org/mortgageNMLS 401238
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    <pubDate>Mon, 16 Feb 2026 16:33:00 -0600</pubDate>
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