The Mortgage Corner with GreenState Credit Union: Homebuying and Peace of Mind 

May is Mental Health Awareness Month, a time to reflect not only on our emotional well-being but also on how major life events—like buying a home—impact our mental health. Securing a mortgage can be one of the most exciting milestones in life, but it also brings financial stress, decision fatigue, and uncertainty.

That’s why this month we’re encouraging homebuyers and homeowners alike to prioritize peace of mind throughout their mortgage journey.

Here are a few tips to keep your mental health front and center during the mortgage process:

• Ask Questions Early: Anxiety often comes from the unknown. Don’t hesitate to ask your lender questions—even the ones that feel “basic.” A clear understanding of your mortgage options can reduce unnecessary stress.

• Take Financial Inventory: Budgeting can feel overwhelming, but creating a clear picture of your income, debts, and future expenses can help you feel more in control.

• Pause and Breathe: It’s easy to get caught up in timelines and competitive markets. Remember, it’s okay to take a break, reflect, or even delay a decision if it means protecting your mental well-being.

• Build a Support Team: A great real estate agent, lender, or mortgage advisor isn’t just knowledgeable — they’re also compassionate. Surround yourself with professionals who care about your financial and emotional health.

Mental health and financial health are deeply connected. GreenState Credit Union is committed to creating homeownership journeys that support both because the best home is one where your mind can rest easy.

For a mortgage consultation, contact one our mortgage lenders at GreenState Credit Union www.greenstate.org/mortgage

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