The Mortgage Corner with GreenState Credit Union – June 2026 edition : June is National Homeownership Month!

June is National Homeownership Month, a time to recognize the important role homeownership
plays in strengthening families, communities, and the economy.

Homeownership offers more than just a place to live — it provides stability, a sense of pride, and
the opportunity to build equity over time. It also strengthens communities by encouraging long-
term investment, local involvement, and neighborhood growth, helping create vibrant places for
future generations.

Whether you're thinking about purchasing your first home or considering a change to better fit
your family's needs, National Homeownership Month is a great time to start planning. Here are a
few action steps to consider:

For First-Time Homebuyers
 Review your budget and determine how much home you can comfortably afford.
 Check your credit score and explore ways to strengthen your financial profile.
 Start building a savings plan for a down payment and closing costs.
 Meet with a trusted mortgage professional to understand your financing options and get
pre-qualified.
 Create a list of your "must-haves" and "nice-to-haves" to help guide your home search.

For Homeowners Considering a Change of Home
 Evaluate how your current home aligns with your lifestyle, family needs, and future
goals.
 Consider whether a move could provide better access to work, schools, family,
healthcare, or recreational opportunities.
 Connect with your favorite Oakridge agent to learn about your home's current market
value and understand how much equity you may have available.
 Review your budget and determine what type of home and monthly payment best fits
your next chapter.
 Meet with a trusted mortgage professional to understand your financing options and get
pre-qualified.
 Explore neighborhoods and communities that support the lifestyle you envision, whether
that means more space, less maintenance, or a new location.

A change of home isn't always about moving up — it's about finding the right home for your
current stage of life. Whether you're relocating, downsizing, upsizing, or simply seeking a fresh
start, thoughtful planning can help make your next move a successful one.
For additional information contact one of our mortgage lenders at www.greenstate.org/mortgage
NMLS #401238