516 Cutler Street, Waterloo

$109,900

3 Beds
1 Baths
1,053 Sqft
.15 Acres
0 Garages

Property Description

Simple, charming, and completely move-in ready! This well-maintained home offers the perfect blend of comfort, functionality, and major updates that give peace of mind. The main floor features two bedrooms, a cozy living room filled with natural light, a dining room, and your kitchen. Upstairs, you’ll find a spacious third bedroom ideal for a private primary bedroom, play room or home office. The unfinished basement provides abundant storage space and laundry. Step outside to enjoy the large yard, almost completely fenced in, perfect for pets, play, or relaxing evenings outdoors. With new siding, new windows, a new roof and a new AC, the big-ticket items are already taken care of. Fresh paint throughout keeps the interior feeling clean and inviting. Truly nothing left to do but bring your furniture and make it home. Whether you’re a first-time buyer, downsizing, or looking for a smart investment, this one is ready and waiting.

Essential Information
MLS® #20260812
Price$109,900
Bedrooms3
Bathrooms1.00
Square Footage1,053
Acres0.15
Year Built1930
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Community Information
Address516 Cutler Street
SubdivisionLITCHFIELD ADDITION
CityWaterloo
CountyBlack Hawk
StateIA
Zip Code50703
Amenities
ParkingNone
Interior
HeatingNatural Gas
CoolingCentral Air
FireplacesNone
Appliances

Dryer, Free-Standing Range, Washer, Gas Water Heater

Exterior
RoofShingle
ConstructionVinyl Siding
School Information
ElementaryLincoln Elementary Waterloo
HighEast High
Middle

George Washington Carver Academy

Additional Information
Date ListedFebruary 27th, 2026
Days on Market182
ZoningR-2
Listing Details
AgentLaurie Lynch
OfficeOakridge Real Estate
Property History
Status Changed from Pending to Active
Status Changed from Active to Pending
Price Reduced from $115,000 to $109,900
Price Reduced from $119,000 to $115,000
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Listing information last updated on October 5th, 2026 at 4:44pm CDT.