As many in our community are wrapping up summer activities and starting school, the Cedar Valley housing market is active with buyers and sellers. Today's August recap includes; August stats, what current inventory numbers mean if you are buying or selling, what an escrow analysis, August top performers, August listing of the month, the Cedar Valley 18th annual pink ribbon run and a spotlight of the Grout Museum in Waterloo!
August Stats
In August, homes listed by an Oakridge Realtor® sold for 99.78% of their list price in just 5 Days! Each month we discuss area stats with our Realtors® as a way to understand our market needs and changes. One of the stats we discuss is the inventory (the
August is here which means a lot of change and new routines for many. Today we are looking back at our July stats, how to pick the right lender for you with our friends at Greenstate Credit Union, top performers, July listing of the month and two things you need to know about your annual tax bill.
In July, homes listed by an Oakridge Realtor sold for an average price of $248,765 at 100.36% of their list price in just 17 days! When it comes to selling homes in the Cedar Valley, you can count on our team!
5 Tips to Finding the Right Mortgage Lender
The Mortgage Corner with Greenstate Credit Union
Finding the right mortgage lender can feel like embarking on a quest through a maze of
The Mortgage Corner with Greenstate Credit Union: 5 Tips to Finding the Right Mortgage Lender
Finding the right mortgage lender can feel like embarking on a quest through a maze of financial jargon and paperwork. All loans are created equal right? Wrong! Similarly, all mortgage lenders are not created equal either. Each of us come with an arsenal of loan programs with different rates and fees, but it’s equally as important that you are comfortable with whom you are getting your financing from. Who is the person behind the desk that is helping you with one of the largest financial investments of your lifetime?
With these five tips, you're sure to emerge victorious, loan in hand and homeownership dreams within reach.
Summer is in full swing and the Cedar Valley housing market is very active with buyers and sellers. Today we are covering our June stats, refinancing a mortgage with our friends at Greenstate Credit Union, top performers, June listing of the month and what to know about the Buyer Representation Agreement.
In June, homes listed by an Oakridge Realtor sold for an average 101.28% of the list price resulting in an average price of $292,411. Compared to homes sold by others in the Cedar Valley, that is a $49,000 difference! When it comes to selling homes in the Cedar Valley, you can count on our team!
Hello Summer! The Cedar Valley housing market is busy with activity. In May, homes listed by an Oakridge Realtor sold for an average of $231,675 and in an average of 14 days. Homes sold by others in the Cedar Valley sold for an average of $221,710 in 26 days. When it comes to selling homes in the Cedar Valley, you can count on our team!
June is National Homeownership Month!
The Mortgage Corner with Greenstate Credit Union
June is National Homeownership Month, a time to recognize the many benefits that come with owning a home. Whether you're a first-time buyer or a seasoned homeowner, it's worth taking a moment to appreciate the advantages that homeownership can bring. Read the full blog post here!
The Mortgage Corner with Greenstate Credit Union: June is National Homeowership Month
June is National Homeownership Month, a time to recognize the many benefits that come with owning a home. Whether you're a first-time buyer or a seasoned homeowner, it's worth taking a moment to appreciate the advantages that homeownership can bring.
Building Equity
One of the most significant benefits of owning a home is the ability to build equity. Unlike renting, where your monthly payments go to a landlord, mortgage payments contribute to your own financial asset. This equity can be a substantial financial resource over time, providing security and potential borrowing power for future investments or emergencies.
Welcome to your dream home in Fieldstone! This stunning 2-story home offers spacious living areas flooded with natural light, providing the perfect setting to relax and entertain. As you enter, you'll be greeted by the inviting front living area boasting a vaulted ceiling and new vinyl plank flooring, creating an elegant and modern feeling. Continue further into the home and discover the family room featuring a gas fireplace flanked by built-in cabinets and shelving with a view of the backyard through a bank of windows. The family room seamlessly flows into the dining area and kitchen, where painted cabinetry, granite counters, and a center island with seating await. Just off
Happy May! The Cedar Valley housing market is busy with buyer activity. In April, homes listed by an Oakridge Realtor sold for an average of $229,364 and in a median of 3 days. Homes sold by others in the Cedar Valley sold for an average of $201,219 in 9 days. When it comes to selling homes in the Cedar Valley, you can count on our team!
Oakridge Monthly Recap
The Mortgage Corner with GreenState Credit Union: Your Team Behind the Home Buying Process
Whether you’re a first-time homebuyer or a seasoned one, buying a home is a complex process and involves an array of people. While your real estate agent and mortgage loan officer will be your primary points of contact, there are others working
It's April already, and the Cedar Valley housing market is busy with buyer activity! In March, homes listed by an Oakridge Realtor sold for an average of $292,683 and in a median of 4 days. Homes sold by others in the Cedar Valley sold for an average of $213,426 in 8 days. When it comes to selling homes in the Cedar Valley, you can count on our team!
Oakridge Monthly Recap
The Mortgage Corner with GreenState Credit Union: Buying a Second Home
Whether it's a beachfront bungalow, a cozy cabin for winter getaways, or an investment property for some extra income, buying a second home can be a fantastic financial decision. What do you need to know before buying a second home? Click here to read
Take a look at this spectacular 5 bedroom, 3 bathroom, ranch-style home located in the desirable Ridges subdivision. You'll have 3,159 square feet of living space including a fully finished lower level! This custom built home features attention to detail throughout, from the upgraded trim and solid doors, to the gourmet kitchen with granite counter tops, and built-in bookshelves surrounding the great room fireplace. Enjoy evenings spent in the spacious four-seasons room and summer barbecues on the deck overlooking the professionally landscaped, private and secluded backyard. Schedule a showing today!
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