This property offers endless possibilities for living, working, and playing all in one place! 11145 Kimball Ave., Waterloo

3 Bedrooms | 4 Bathrooms | 3,492 Square Feet | 2.57 Acres | $574,900

Listed by Laurie Lynch, 319.310.8374

Stunning ranch home nestled on just over 2.5 acres of land on a hard surface road south of the Waterloo Crossroads area. Step inside to a spacious and thoughtfully designed main floor featuring a large kitchen with an island. Just off the kitchen, you’ll find a convenient laundry room with washer and dryer, along with a half bath. The kitchen flows seamlessly into a generous dining area and an oversized living room with great storage, creating an inviting atmosphere. The main floor also includes a private primary

The Mortgage Corner with GreenState Credit Union - April Edition:

How to Buy and Sell Simultaneously With Ease!

Buying or selling a home can be stressful. It's not just about finding the perfect property to move into or
finding the right buyer for your current home; it's about timing it right, qualifying for loans, and
managing finances. And when these two significant life events happen simultaneously, the stress can be
overwhelming. But don't fret. With the right preparation and guidance, you can navigate through this
process smoothly. Here are a few tips to think about as you consider your next home purchase.

Getting Your Finances in Order
The first step in this journey is to get your finances in order. This includes understanding your

The Mortgage Corner with GreenState Credit Union – March 2026
A Win for Homebuyers: How the New Credit Inquiry “Trigger Lead” Law Helps Mortgage
Borrowers

Buying a home is one of the most exciting financial steps a person can take—but until recently, starting
the mortgage process often came with an unexpected downside. The moment a lender pulled a
borrower’s credit for a mortgage application, that inquiry could trigger the credit bureaus to sell the
consumers’ information to other lenders, leading to a flood of unsolicited calls, texts, and emails.
Now, a new federal law is changing that experience for the better.

What the New Law Does
The Homebuyers Privacy Protection Act, which took effect in March 2026, significantly restricts the
sale of

The Mortgage Corner with GreenState Credit Union - Financial Fitness: Building Strong Money Habits for Life

The Mortgage Corner with GreenState Credit Union – February 2026
If you’ve ever tried to improve your fitness, you already know there’s no secret shortcut. The basics—eat
well, move your body, stay consistent—are simple to understand but challenging to practice. It takes
discipline to choose the gym over the couch and a balanced meal over fast food.
Building strong finances works the same way. The principles aren’t complicated but applying them
consistently takes effort. The good news? When you manage your money wisely, the rewards can show
up quickly—often as extra cash and reduced stress.
Here’s a practical roadmap to getting financially

The Mortgage Corner with GreenState Credit Union: Creating New Year’s Resolutions With Homeownership in Mind

A new year is the perfect time to set goals—and if homeownership is on your vision board, a few smart financial resolutions can bring you closer to the keys. Here are some simple but powerful ways to align your New Year’s resolutions with buying (and paying off) a home.

Pay bills on time.
Your payment history plays a major role in your credit score. Setting up reminders or automatic payments can help you stay consistent and lender-ready.

Keep credit balances low.
High credit card balances can impact your debt-to-income ratio and credit score. Aim to pay down balances and keep usage well below your limits.

Avoid opening new accounts

This charming home shines! 1916 Ashland Ave., Cedar Falls

4 Bedrooms | 1 Bathrooms | 1,735 Square Feet | .15 Acres | $232,500

Listed by Whitney Jones, 319.240.2611

There’s plenty of finished space in this charming 4-bedroom, 1.75-bath home located near bike trails, Hartman Reserve, and Cedar Heights Elementary. The main level features an open-concept layout filled with natural light, highlighted by a beautiful bay window, a wood-burning fireplace, and custom shelving. The spacious kitchen island provides the perfect spot for cooking or entertaining. Down the hall, you’ll find a full bath and two generously sized bedrooms. The lower level offers even more living space with a family room complete with a wet bar and refrigerator. You’ll also

Designed with modern living in mind! - 324 Post Oak Dr., Cedar Falls

4 Bedrooms | 2 Bathrooms | 1,608 Square Feet | .38 Acres | $299,900

Listed by Jordan Tranbarger, 319.530.9189

Welcome to this beautifully maintained 4-bedroom, 2-bathroom slab home built in 2020, perfectly situated on a spacious corner lot. Designed with modern living in mind, this home features an open concept layout that seamlessly connects the kitchen, dining, and living areas—ideal for entertaining or everyday comfort. Large windows fill the space with natural light, highlighting the contemporary finishes and cozy fireplace that serves as the heart of the home. The kitchen boasts ample cabinetry, a spacious pantry, and modern appliances, creating a perfect hub for family

We are answering the Top 5 Real Estate Questions Asked ChatGPT in 2025

Is now a good time to buy a house?

YES! It is always a good time to buy. Don't let the market dictate when you will buy a house. Buy a house based on your needs and lifestyle.  

How much house can I afford?

This will vary for each person. We recommend reaching out to a local lender to get the most accurate information for your price range.

What’s the difference between pre-approval and pre-qualification?

Pre-Approval: A verified approval from A bank or credit union stating that you have the ability to purchase a home. These are included when making an offer on a home or property.

Pre-Quantification: A quick estimate

Welcome to the home of your dreams in Cedar Falls! 1522 Pebble Stone Place, Cedar Falls

5 Bedrooms | 3 Bathrooms | 2,781 Square Feet | .44 Acres | $699,945

Listed by Justin Reuter | 319.939.5112

This stunning new construction ranch boasts an impressive 4 bedrooms on the main level, offering ample space and privacy for your family. The finished basement features a 5th bedroom, providing even more space for guests or a home office. Step inside to discover the luxurious finishes throughout the home. The spacious kitchen is sure to delight any chef with its elegant quartz countertops, providing plenty of workspace for meal prep and entertaining. The beautiful luxury vinyl plank flooring adds warmth and character to the space, while the tile

The Mortgage Corner with Greenstate Credit Union: Setting Homeownership Goals as We End the Year and Enter the New One

As the year winds down, many of us start reflecting on what we accomplished—and what we hope to achieve next. If buying a home is on your mind, this is the perfect moment to set clear, intentional homeownership goals. 

1. Reflect on Your Current Situation

Before setting new goals, take stock of where you’re starting.

How stable is your income? How much have you saved?

What worked well this year financially—and what didn’t?

2. Define Your “Why”

Homeownership is a big step, and knowing why you want to buy helps keep you focused.

Are you seeking stability? More space? An investment? A place of your own?