The Mortgage Corner with GreenState Credit Union –October edition: Protecting Your Home Means Protecting More Than the House

Buying a home can be frightfully exciting. It’s also one of the biggest financial commitments many families will make. From finding the right home to choosing a mortgage that fits your budget, there are plenty of decisions lurking around every corner.

When purchasing a home, it's natural to focus on your interest rate, monthly mortgage payment, closing costs and homeowners’ insurance. But there is another important question that shouldn’t be left hiding in the shadows: What would happen to your mortgage if your family unexpectedly lost an income? While homeowners’ insurance is designed to protect the property against

Come See How Thoughtfully This Home Brings Together Space, Style, and Everyday Functionality - 3024 Pendleton Dr., Cedar Falls

5 Bedrooms | 4 Bathrooms | 4,150 Square Feet | .61 Acres | $839,900

Listed by Ann Lyons, 319.269.1384

Situated on a 0.6-acre corner lot in one of the area’s most prestigious neighborhoods, this remodeled ranch offers a clean, classy aesthetic, thoughtful floor plan and an incredible amount of space for both everyday living and entertaining. The main level welcomes you with updated hardwood floors throughout, along with an abundance of natural light. The updated kitchen features crisp white cabinetry, a gray and white backsplash, and an easy connection to the dining area, making it simple to stay part of the

With Its Thoughtful Upgrades, Inviting Spaces, and Desirable Location, This Home Is Ready For You To Make It Yours Today! 5017 Cohen Ct., Cedar Falls

3 Bedrooms | 2 Bathrooms | 2,372 Square Feet | .29 Acres | $515,000

Listed by Dave Woods, 319.242.2720

Welcome to Prairie West, one of Cedar Falls’ premier neighborhoods, where quality, comfort, and value come together in this beautiful 2021-built home. Thoughtfully upgraded and meticulously maintained, this property offers the features you want at an affordable price. The kitchen and laundry room have been enhanced with custom cabinetry and shelving, while the primary suite features a beautifully updated bathroom with an additional vanity, upgraded lighting, and a dedicated water closet. The

The Mortgage Corner with GreenState Credit Union – September edition

Did you recently get a tax bill from the county, and you are curious what that means for your mortgage payment. We’ll take a few minutes below to explain. If you have property taxes included in your monthly payment, then your mortgage company also got a copy of that bill and will prepare an escrow analysis to adjust your payment accordingly Just be sure you are escrowing, if not you are responsible for that tax bill. Let’s take a few minutes to explain what an Escrow Analysis is!

To understand what an escrow analysis is, we must first understand what an escrow account is. An escrow account is an account established at the time of mortgage closing to hold the property taxes

The Mortgage Corner with GreenState Credit Union – August 2026 edition

Finding the right mortgage lender can feel like embarking on a quest through a maze of financial
jargon and paperwork. All loans are created equal right? Wrong! Similarly, all mortgage lenders
are not created equal either. Each of us come with an arsenal of loan programs with different
rates and fees, but it’s equally as important that you are comfortable with whom you are getting
your financing from. Who is the person behind the desk that is helping you with one of the
largest financial investments of your lifetime?

With these five tips, you're sure to emerge victorious, loan in hand and homeownership dreams
within reach.

1. Ask for Referrals from Friends, Family, and Your

The Mortgage Corner with GreenState Credit Union: Summer buying season is in full swing!

The Mortgage Corner with GreenState Credit Union – July 2026 edition
Summer is one of the most active homebuying seasons, bringing more homes to the market
and more opportunities for buyers. But in a competitive environment, having the right mortgage
strategy can be just as important as finding the right home.
More Homes, More Opportunities

With more properties typically available during the summer months, buyers often have a wider
range of choices. Getting pre-qualified before you start shopping helps you understand your
buying power and shows sellers you're serious about purchasing a home.

Financing Options for Every Stage of Life
Whether you're buying

This home truly offers the perfect blend of style, space, and location - 4157 Omaha Ave., Waterloo

3 Bedrooms | 3 Bathrooms | 1,945 Square Feet | .12 Acres | $298,810

Listed by Mersiha Mustedanagic, 319.939.0730

Welcome home to this immaculate condo! This move-in ready condo offers a thoughtfully designed floor plan and low-maintenance living—just unpack and enjoy! Step inside to an open-concept main level featuring stylish vinyl plank flooring and abundant natural light. The modern kitchen is a showstopper, complete with newer granite countertops, added backsplash, updated appliances, ample cabinetry, and a center island with bar seating—perfect for entertaining or everyday living. The adjacent spacious living room provides a warm and

The Mortgage Corner with GreenState Credit Union – June 2026 edition : June is National Homeownership Month!

June is National Homeownership Month, a time to recognize the important role homeownership
plays in strengthening families, communities, and the economy.

Homeownership offers more than just a place to live — it provides stability, a sense of pride, and
the opportunity to build equity over time. It also strengthens communities by encouraging long-
term investment, local involvement, and neighborhood growth, helping create vibrant places for
future generations.

Whether you're thinking about purchasing your first home or considering a change to better fit
your family's needs, National Homeownership Month is a great time to start planning.

The Mortgage Corner with GreenState Credit Union – May 2026 edition: Who's Who in the Mortgage Process

Whether you’re a first-time homebuyer or a seasoned one, buying a home is a complex process and involves an
array of people. While your real estate agent and mortgage loan officer will be your primary points of contact,
there are others working behind the scenes to ensure a smooth process. Below is a helpful reference of the key
roles, from pre-qualification to closing day.

GreenState Team 

Loan Officer: Your GreenState Mortgage Loan Officer will work alongside you throughout the home buying process to help you choose the best loan program for your budget and needs. Our team knows purchasing a home is one of the largest financial decisions

A perfect blend of space, function, and rural living! 20509 290th St., Parkersburg

4 Bedrooms | 3 Bathrooms | 3,978 Square Feet | 10.38 Acres | $849,900

Listed by Meghan Wiedow, 319.340.1069

Escape to your own private retreat in this rare opportunity to own a fully furnished and truly unique acreage just outside of Parkersburg! Situated on nearly 11 acres across two parcels, this spacious home offers just under 4,000 square feet with 4 bedrooms and 4 bathrooms. You'll love the abundance of natural light and character. Outside features include a multi-level deck, an attached 3-stall garage, fully stocked pond, barn, shed, fruit trees, and private shooting range. A perfect blend of space, function, and rural living.