The Mortgage Corner with Greenstate Credit Union: Back to School & Back to Financial Basics

As the kids head back to school and routines return, it's also a great time for a financial check-in—especially when it comes to your home goals. Whether you're already a homeowner or thinking about making a move, a quick mortgage review can help keep you on track.

Mid-Year Financial Check-In:

Let’s make sure your mortgage or homebuying plans are still aligned with your goals:

• Already Own?

• Review your current mortgage—could refinancing lower your payment or help fund other priorities like home improvements or college tuition?

• Check in on your home’s equity—there may be more there than you think. Could you use that equity

An impressive and spacious custom home in Dunkerton, Iowa, offers the tranquility of countryside living with elegant, modern finishes. 

619 Sal Ave., Dunkerton | 7 Bedrooms | 5 Bathrooms | 4,692 Square Feet | .68 Acre | 3 Stall Garage | $530,000

Listed by Betty Wroe, 319/215.5945

Welcome to your dream home—an impressive and spacious custom seven bedroom residence that combines the tranquility of countryside living with elegant, modern finishes. Located in a quiet area and backing to wide open farmland, this home offers over 4,000 square feet of finished living space, a 3-car attached garage, an additional 960 sq ft garage, and a beautifully, fenced-in backyard. Inside, you'll find 7 bedrooms and 5 bathrooms, thoughtfully laid out to

Say 'Hello' to this Charming Evansdale Residence! 127 Doyle Ave., Evansdale

4 Bedrooms | 3 Bedrooms | 2,500 Square Feet | .17 Acre | 2 Garage Stall | $345,000

Listed by Betty Wroe, 319.215.5945

Welcome home to this charming Evansdale residence, offering spacious living and a fantastic layout. Enjoy the bright living areas, as the main level boasts a generous living room with warm wood flooring and a stylish fireplace feature wall. Flowing into an open-concept kitchen with ample pantry space, counter space & an island for a great conversation place. Adjoined with the dining area, or set it up as an office area to meet your needs. Entering in from the garage, you have a main floor laundry room and the mud room space great for entering into the

This near-new construction Cedar Falls home has timeless charm and modern elegance. 2823 Arbor Ridge Rd., Cedar Falls

5 Bedrooms | 3 Bathrooms | 2,758 Square Feet | .25 Acre | 3 Stall Garage | $598,748

Listed by Brad Page, 319.404.8899

Welcome to 2823 Arbor Ridge Road, a captivating haven nestled in Cedar Falls. This near-new construction, completed in 2021, exudes timeless charm and modern elegance. Upon arrival, you'll be greeted by a meticulously crafted home boasting an open floor plan designed to enhance comfort and functionality. The spacious kitchen is a culinary enthusiast's dream, featuring abundant counter and cabinet space, a convenient pantry, and top-of-the-line appliances. Entertain with ease in the expansive living room,

The Mortgage Corner with Greenstate Credit Union: Summer is a Great Time to Revisit Your Homeownership Goals

As the warm days of July roll across Iowa, it’s the perfect time to check in on your homeownership goals. Whether you're looking to buy your first home, refinance, or upgrade to a place with more space, GreenState is here to help you navigate the mortgage process with confidence.

Here’s why July is a smart time to act:

Summer Listings Are in Full Swing
The summer market typically brings more inventory, giving buyers more options and negotiating power. Local neighborhoods are buzzing with activity—now is a great time to explore what's out there.

Competitive Rates, Local Guidance
Mortgage rates continue to shift, but we offer

 Nestled in the peaceful and friendly neighborhood near Hartman Reserve in Cedar Falls, this house is ready to welcome new owners!

3124 Rainbow Dr., Cedar Falls | $369,900 | 3 Bedrooms | 2 Bathrooms | 2,491 Square Feet | .34 Acres | 4 Stall Garage

Listed by Dave Woods, 319.242.2720

Discover your dream home in this charming, well-maintained 3-bed, 2 1/2-bath ranch, nestled in a peaceful and friendly neighborhood near Hartman Reserve. The large master suite boasts a spacious room with its own laundry area, walk-in shower, and a massive walk-in closet. Beautiful new LVT flooring adds a modern touch and a sleek style throughout the home. You’ll love the luxurious theater room, perfect for family movie nights or entertaining guests. The heated

June Listing of the Month: Take a look at this fantastic, better-than-new home in a well-established neighborhood! 1336 S Hill Drive, Waterloo

3 Bedrooms | 2 Bathrooms | 1,580 square feet | .31 Acres | 2 Stall Garage | $299,900

Listed by Mersiha Mustedanagic, 319.939.0730

Sale Pending - This generously sized 1,580 sq. ft. slab-style home offers the ease and comfort of true single-level living. Thoughtfully designed with an open and adaptable floor plan, the home provides a seamless flow between living spaces—ideal for both daily living and refined entertaining. Step inside to discover an abundance of natural light in the inviting living room, where a classic fireplace with built-in shelving serves as a warm and welcoming centerpiece. The

Looking for the perfect home to entertain guests? 4129 Tiffany Lane is THE home for you!

7 Bedrooms | 4 Bathrooms | 5,057 sq.ft. | .41 Acre | 3 Stall Garage | $729,900

Listed by Jane Obermeier, 319.404.5395

This Custom Built Home Has It All – Space, Style, and Every Upgrade Imaginable! Welcome to this stunning two-story dream home, perfectly designed for comfort, luxury, and entertaining. Boasting 7 bedrooms and 4 bathrooms, this home offers flexible living for large families, multi-generational households, or anyone who just wants room to spread out. Upstairs, you'll find 5 spacious bedrooms, including two that share a convenient Jack & Jill bath, one with a private ensuite, and a luxurious primary suite featuring a spa bathroom complete

The Mortgage Corner with GreenState Credit Union: Six Benefits of Homeownership

June is National Homeownership Month, a time to recognize the many benefits that come with owning a home. Whether you're a first-time buyer or a seasoned homeowner, it's worth taking a moment to appreciate the advantages that homeownership can bring.

Building Equity

One of the most significant benefits of owning a home is the ability to build equity. Unlike renting, where your monthly payments go to a landlord, mortgage payments contribute to your own financial asset. This equity can be a substantial financial resource over time, providing security and potential borrowing power for future investments or emergencies.

Appreciation

Real estate typically

May Listing of the Month: Tucked away on a quiet, private road in the Hudson school district, this Klunder-built home has so much to offer! 4805 Green Belt Dr., Cedar Falls

6 Bedrooms | 6 Bathrooms | 4,902 Square Feet | 1.23 Acres | 3 Stall Garage | $675,000

Listed by Paige Peyton, 319.404.9899

Tucked away on a quiet private road in the Hudson school district, this Klunder-built home has so much to offer! From the moment you step inside, the welcoming foyer and soaring 10-foot ceilings set the tone for a spacious and thoughtfully designed layout. A convenient half bath is tucked off the hallway, perfect for guests, while the wide hallways guide you into the heart of the home. The bright and airy great room is anchored by a cozy gas fireplace