The Mortgage Corner with GreenState Credit Union: The Benefits of Buying in the Winter

It’s no secret that most people associate home buying with spring and summer. While we may have exited the year’s traditional home buying season, the winter months hold some unique advantages that are often overlooked. Read on to learn why buying in the winter could work to your benefit.

• Sellers are motivated. Sellers listing their homes in the winter are often doing so out of necessity, such as a move prompted by new employment. This presents an opportunity for price negotiation.

• Less competition = more time. The holidays, colder weather, and shorter days can cause some prospective home buyers to delay their search. A smaller buyer pool means

November Listing of the Month: Located on the west edge of Cedar Falls, this charming home offers a comfortable living space with a functional layout and an oversized yard perfect for outdoor enjoyment.

9820 University Avenue, Cedar Falls | 2 Bedrooms | 1 Bathroom | 976 Square Feet | 2 Stall Garage | $199,900 

Listed by Stephen Jordan, 319.883.9169

SALE PENDING - Located on the west edge of Cedar Falls, this charming, updated home offers a comfortable living space with a functional layout and an oversized yard perfect for outdoor enjoyment. As you step through the front door, you'll immediately appreciate the beautiful hardwood floors that run throughout the hallway, bedrooms, and spacious living room. Off the living room, you'll find the

A Stunning Blend of Style and Comfort! Check out all that 1603 Quail Ridge Road has to offer!

5 Bedrooms | 3.5 Bathrooms | 3,931 Square Feet | .36 Acres | 3 Stall Garage | $539,900

Listed by Lauren Duhaime, 319.504.1788

A Stunning Blend of Style and Comfort! Centrally located in Cedar Falls, this beautifully updated five-bedroom, three-and-a-half-bath home offers the perfect combination of elegance and functionality. From the moment you step inside, you'll be captivated by the thoughtful updates, including gorgeous new acacia wood flooring on the main level and plush new carpeting throughout. The main floor features a bright and inviting layout. At the front of the home, a formal living room filled with natural light flows seamlessly into a

October 2024 Monthly Recap at Oakridge Real Estate

As the seasons change the Cedar Valley market remains active with buyers and sellers! Our October recap includes Oakridge stats, Christmas with Oakridge, Common Mortgage Misconceptions, our listing a fun business spotlight with the team at Square One Vintage in Cedar Falls and how to prepare your home for the winter months!

October Stats

In October, homes listed by an Oakridge Realtor® sold for an average price of $241,250 for an average of 98.27% of list price. Compared to our area average list price of $200,000 and 97.79% of list price. As the seasons change don't let that cause hesitation if you are looking to buy or sell your home in the Cedar Valley. Before the holiday season is upon us,

October Listing of the Month is the Perfect Retreat! This picturesque riverfront property has been completely remodeled inside and out! 

2616 Cottage Row Road, Cedar Falls | 3 Bedrooms | 2 Bathrooms | 2,033 Square Feet | .53 Acre Lot | $475,000

Listed by Dan Berregaard, 319.269.1549

The perfect retreat! Situated on a half-acre lot at one of the highest elevations along Cottage Row, this picturesque riverfront property has been completely remodeled inside and out. When you walk through the front door, you will love the fresh design and open-concept floor plan, providing a great sense of space and flow while allowing amazing waterfront views as you move throughout the home. The first of two main-floor living spaces sits at the front of the

You will fall in love with this completely remodeled and mostly new constructed stunner. 401 Bonita Boulevard, Cedar Falls

3 Bedrooms | 1.75 Bathrooms | 1,866 Square Feet | .22 Acre | $274,900

Listed by Linda Curran, 319.404.7645

You will fall in love with this completely remodeled and mostly new constructed stunner. This lovely ranch is a block away from Southdale school and is just waiting for its next owners to make themselves at home. There is a lot to love about this spacious property and it is apparent from the second you walk in the front door. You will be amazed as you overlook the expansive space with the recessed lighting accenting the beautiful white kitchen that is complete with an island and oversees a well insulated and mini

The Mortgage Corner with Green State Credit Union: Separating Fact from Fiction - Common Mortgage Misconceptions

The average person will own three homes in their lifetime. Whether you’re preparing to purchase your first, second, third, or tenth home, the process can be both exciting and daunting. There’s an endless amount of information out there and plenty of well-meaning people willing to offer a perspective, but it’s easy to encounter misconceptions. Our goal is to provide you with accurate information so you can navigate your home purchase journey with confidence. 

Myth: Higher down payments mean better interest rates
While a substantial down payment can have a positive impact on your interest rate, it is just one of several factors at play.

Located just minutes from Cedar Falls, here’s a rare chance you won’t want to miss!

416 U Lane, Dike | 4 Bedrooms | 3 Bathrooms | 2,119 Square Feet | .28 Acres | 2 Stall Garage | $294,900

Listed by Jane Obermeier, 319.404.5395

Located just minutes from Cedar Falls, this beautifully remodeled ranch-style home seamlessly combines modern updates with exceptional convenience. Featuring four spacious bedrooms and 2.5 bathrooms, this home is fully move-in ready, thoughtfully designed for both comfort and ease. You will appreciate the open floor plan which is designed for easy living. Another added convenience is the main-floor laundry off the drop zone near the garage. Recent upgrades include new flooring on the main level, a stylishly updated main

This charming ranch home in Denver, Iowa offers a perfect blend of functionality and comfort! 941 Prestien Drive, Denver

4 Bedrooms | 2.75 Bathrooms | 2,242 Square Feet | .25 Acre Lot | 2 Stall Garage | $309,000

Listed by Jordan Tranbarger, 319.530.9189 & Whitney Jones, 219.240.2611

This charming ranch home offers a perfect blend of functionality and comfort. As you step inside, you're greeted by a spacious kitchen that’s a dream for any home cook. It features an abundance of cupboards and generous amount of counter space. The highlight is a huge island, ideal for casual dining or gathering with family and friends. Adjacent to the kitchen you will find the dining area which creates a seamless flow making entertaining a breeze. The open

The Mortgage Corner With GreenState Credit Union: How to Protect Yourself Against Cyber Security Threats

Obtaining a mortgage or facilitating any financial transaction electronically can expose you to potential cyber security threats. Our team wants to ensure you, your information, and your financial accounts are protected. While technology has improved your ability to manage your financial accounts, including everything from handling daily transactions to applying for a mortgage loan, it has also opened the door to criminals who seek to gain access to your accounts for fraudulent purposes.

In today's digital age, safeguarding your personal information is more important than ever. Here are some essential tips to help you prevent fraud and