The Mortgage Corner With GreenState Credit Union: What is an Escrow Analysis? 

To understand what an escrow analysis is, we must first understand what an escrow account is. 

An escrow account is an account established at the time of mortgage closing to hold the property taxes and insurance premiums. When an escrow account is established the monthly payment due from the borrower will include the actual loan principal and interest, plus the monthly equivalent of the property taxes and insurance premium for the home. When the taxes and insurance items are due, they are paid by the mortgage lender from the homeowners’ escrow account. 

Now that we have that understanding, let’s walk through what an escrow account analysis is. 

An escrow

This exceptional property provides a peaceful retreat within the Cedar Falls school district. Take a look at 6800 N Butler Road, Cedar Falls

5 Bedrooms | 4 Bathrooms | 4,023 Square Feet | 4.3 Acres | 3 Stall Garage | $790,000

Listed by Ann Lyons, 319.269.1384

The One You've Been Waiting For! This exceptional property, set on over 4 acres within the Cedar Falls school district, offers a rare blend of privacy and convenience. Surrounded by nature, this home provides a peaceful retreat from the everyday hustle. Imagine starting and ending each day on the expansive front porch or back patio, savoring your coffee, or getting lost in a good book as you listen to the soothing sounds of nature. With an abundance of natural light streaming in, every

Discover the perfect blend of classic charm and modern luxury in this beautifully remodeled second-story condo. 2114 W 1st Street 8, Cedar Falls

2 Bedrooms | 2 Bathrooms | 1,918 Square Feet | .15 Acre | $229,900

Listed by Lauren Duhaime, 319.504.1788

Discover the perfect blend of classic charm and modern luxury in this beautifully remodeled second-story condo. Originally built in 1970, this 1,900-square-foot home has been thoughtfully updated to meet the needs of contemporary living while retaining its unique character. The condo features two spacious bedrooms, offering ample space for relaxation and personalization, and two elegantly updated bathrooms, including a heated bathroom floor for added comfort. The heart of the home is a custom

Not you Average Condo! You Don't Want to Miss this the Beautiful Updates in this Remodeled Waterloo Condo. 1907 Pinehurst Lane, Waterloo

3 Bedrooms | 3 Bathrooms | 2,640 Square Feet | .16 Acres | 2 Stall Garage | $299,900

Listed by Josh & Sarah Bey, 319.464.2607

Updated and remodeled condo with beautiful finishes! This 3 bedroom, 3 bath, ranch condo is among the finest in the area, featuring a double attached garage and a finished basement. The expansive vaulted living area comes with 2 new skylights and a gas-fireplace with shiplap from floor to ceiling. Daylight beams into the space creating even more of an open feel. The open layout seamlessly connects the large dining and kitchen areas. The kitchen has dark cherry-stained cabinets, accent

This Stunning Home in the Highly Sought-After Neighborhood in Grundy Center is the Ideal Place to Call Home this Year. Take a look at 1400 Windsor Drive, Grundy Center

4 Bedrooms | 3 Bathrooms | 3,648 Square Feet | .4 Acres | 2 Stall Garage | $429,900

Listed by Gabby Mitchell, 319.243.5443

Welcome to this stunning home in the highly sought-after neighborhood of Grundy Center. This immaculate home boasts 3,648 square feet, 4 bedrooms with en-suites, and a 5th non-conforming bedroom on the lower level. There's also an added office space on the main floor, 3 bathrooms, granite countertops, and a spacious 0.40-acre yard located on a peaceful cul-de-sac. This property is perfect for anyone seeking a slice of suburban paradise. The 672-square-foot

July 2024 Monthly Recap at Oakridge Real Estate

August is here which means a lot of change and new routines for many. Today we are looking back at our July stats, how to pick the right lender for you with our friends at Greenstate Credit Union, top performers, July listing of the month and two things you need to know about your annual tax bill.

In July, homes listed by an Oakridge Realtor sold for an average price of $248,765 at 100.36% of their list price in just 17 days!  When it comes to selling homes in the Cedar Valley, you can count on our team! 

5 Tips to Finding the Right Mortgage Lender

The Mortgage Corner with Greenstate Credit Union

Finding the right mortgage lender can feel like embarking on a quest through a maze of

Discover Your Ideal Hobby Farm with this Beautifully Remodeled Acreage in Traer, Iowa - 1515 MM Avenue, Traer

4 Bedrooms | 2 Bathrooms | 2,243 Square Feet | 9.71 Acres | 3 Stall Garage | $400,000

Listed by Valerie Kolpek, 319.425.4327

Discover your ideal hobby farm with this beautifully remodeled 4-bedroom, 2-bath home, set on a spacious acreage at the end of a peaceful, city-maintained dead-end road. This home seamlessly blends modern style with original character, featuring a sleek kitchen, updated bathrooms, and open living areas, all ready for you to move in. Enjoy the expansive land with endless possibilities for gardening, livestock, or outdoor projects, complemented by stunning views from every angle. With serene surroundings and the

Progress Continues on Cedar Falls Luxury Creekside Condos

For any questions about the Creekside Condo project or interest in available condos please connect with Oakridge Realtor, Brian Page at 319.231.7722, or view available condos here.

Homebuilder, LGC, has been actively working on Cedar Heights Drive to bring a new kind of luxury condos to the Cedar Valley. LGC broke ground on Creekside Condos in November of 2023 and looks to complete one of six buildings this year. The Creekside Condos will be comprised of four different condo types and price points - something for everyone. LGC owner Kyle Larson shares, "When connecting with realtors throughout the Cedar Valley about their clients’ needs, we saw an opportunity to build something that would

Country living at its finest. Why Shell Rock's Timber Creek Estates is the perfect place to plant your roots.

For questions on available lots, pricing, and size contact Jolene Sullivan at 319.483.9879.

Building your dream home is a monumental life decision, and choosing the right location is crucial. Shell Rock, Iowa, presents itself as an idyllic setting for this venture, offering a unique blend of small-town charm and modern convenience. Nestled in the heart of the Midwest, Shell Rock provides a serene and picturesque environment that is perfect for families, retirees, and anyone looking to escape the hustle and bustle of city life. With a population of just over 1,300 residents, this close-knit town embodies the essence of neighborly

July Listing of the Month: This stately Cedar Falls home offers architecture design and character that is unlike any other home around.

1004 Tremont Street, Cedar Falls | 4 Bedrooms | 3 Bathrooms | 2,249 Square Feet | .13 Acre Lot | 1 Stall Garage | $287,900

Listed by Gale Bonsall, 319.231.9700

The architectural appeal of this stately home on a corner lot is quite special and not often found in our market. Inside character abounds with the gorgeous antique fireplace, heavy oak pocket doors, woodwork and functional floor plan. The remodeled kitchen features cherrywood kitchen cupboards and update appliances. Room for large family gatherings in the massive dining room. The wood floors, raised panel doors and original unpainted woodwork are