With a wonderful location and sprawling space, this one checks a lot of boxes! - 149 2nd St., Dike

4 Bedrooms | 3 Bathrooms | 2,139 Square Feet | .35 Acre | 2 Garage Stall | $285,000

Listed by Jana Hermann, 563.210.3106

Welcome to this delightful, 1.5 story home with over 2100 finished sq ft, 4 bedrooms and 3 bathrooms. It is perfectly situated next to the city park on a corner lot. Step inside and enjoy the inviting sunroom, oversized family room with gas fireplace, and a warm eat in kitchen. This home also features a huge main floor laundry room with half bath and drop zone right off the 2 stall garage. Great office space to work from home or create a guest room or potential 5th bedroom. This house has been tastefully updated and offers

Enchanting offering with the prettiest curb appeal! - 615 Melendy Lane, Cedar Falls

Enchanting offering with the prettiest curb appeal! Built in 2022 and first occupied in 2023, this zero entry ranch style home is anything but builder grade. Every detail was thoughtfully curated with boutique touches that set it apart such as new marble and quartz counters, designer lighting, beautiful faucets and mirrors, custom paint, imported wallpaper, and redesigned laundry room and pantry. From the bold front door and manicured landscaping to the light-filled interior, every space feels elevated. Step inside to the welcoming living room with oversized windows that showcase rich hardwood floors. The open layout flows seamlessly into the stunning kitchen with

Don't miss your chance to own this timeless retreat- 2802 Cottage Row Road, Cedar Falls

3 Bedrooms | 2 Bathrooms | 2,616 Square Feet | .82 Acres | $629,000

Listed by Stephen Jordan, 319.883.9169

Available for the first time in over 50 years, this stunning riverfront home offers a rare opportunity to own a piece of paradise along the serene banks of the Cedar River. Thoughtfully designed and beautifully maintained, the home boasts a generous and well-planned footprint, providing ample space for both everyday living and entertaining. Inside, you'll find multiple inviting living areas that cater to a variety of lifestyles—from cozy family gatherings to larger social occasions. One of the standout features is the expansive screened porch,

Check out this stunning estate home in the prestigious Winding Ridges Estate addition of Cedar Falls! 223 Winding Ridge Rd., Cedar Falls

5 Bedrooms | 4 Bathrooms | 4,908 Square Feet | 1.46 Acres | 3 Stall Garage | $810,000

Listed by Debbie Metcalf, 319.404.4778

Welcome to this stunning estate home in the prestigious Winding Ridges Estate Addition, perfectly situated on a spacious 1.46-acre lot in Cedar Falls. Offering 4,908 finished square feet, 5 bedrooms, and 4.5 bathrooms, this property blends luxury, comfort, and functionality. Step inside to a stunning great room with 13-foot ceilings and floor-to-ceiling windows overlooking the gorgeous exterior, highlighted by beautiful hardwood flooring, built-ins, and a cozy fireplace. An elegant

Don't wait to see this wonderful home in Waterloo! 211 Auburn St., Waterloo

Don't wait to see this wonderful home in Waterloo!! This one is a knockout with so many upgrades. 3 Bedrooms with an additional space for an office or craft area. Matching stainless Matag appliances. Other upgrades include: Hot water heater, HVAC including AC and furnace. The garden shed in the backyard gives plenty of extra storage. Double garage is loaded with additional tool storage. If you haven't fallen in love once you step in the front door, you will once you see the knockout patio on both the back of the home and side. A perfect place to enjoy cocktails with friends!!

Say hello to easy living in this south-facing townhome on a freshly paved street! 415 Park St., Osage

415 Park St., Osage | 2 Bedrooms | 2 Bathrooms | 2,341 Square Feet | .2 Acre | 1 Stall Garage | $279,900

Listed by Rachel Iverson - 712.261.4772

Say hello to easy living in this south-facing townhome on a freshly paved street! This home is packed with updates and ready for you to move right in. On the main floor, you’ll love the spacious primary suite with its own bath and laundry, a bright oak kitchen with brand-new appliances, formal dining, and a sunny dinette that opens onto a large deck—perfect for morning coffee or summer evenings. The living room is warm and inviting with a new electric fireplace and tons of natural light. Head

This charming home is one you won't want to miss out on! 1009 Newman Ave., Cedar Falls

1009 Newman Ave., Cedar Falls | 4 Bedrooms | 2 Bathrooms | 1,827 Square Feet | .17 Acre | 1 Stall Garage | $240,000

Listed by Sue Willett & Janae Nuss - 319.830.2486 | 319.830.2489

Every detail of this 1 ½ story, 4-bedroom home has been thoughtfully cared for, giving it incredible character throughout. Step into the cozy living room, complete with a brick fireplace and arched entryways that set the tone for this storybook home. New luxury vinyl flooring flows through the living room and kitchen. The kitchen is full of charm with a dining nook and office area, both with windows overlooking Pfeiffer Park. On the main level you’ll find two bedrooms with a

Don't miss this two-story charmer that is truly special inside and out! 1113 Walnut St., Cedar Falls 

1113 Walnut St., Cedar Falls | 5 Bedrooms | 3 Bathrooms | 2,953 Square Feet | .5 Acre | 3 Stall Garage | $349,900

Listed by Dan & Eli Berregaard, 319.269.1549 - 319.269.7834

A special offering here! This inviting residence offers plenty of room to roam with traditional charm and modern updates throughout. Welcoming you inside is the louver-windowed, covered front porch, perfect for a peaceful morning coffee or relaxing evenings. Inside the front door, you'll love the tall ceilings, stylish design choices, and wood floors that run through the main floor. Starting at the front of the home, you're greeted by the formal living room anchored by a

Check out this beautifully maintained home in Waterloo - 3010 Violet Dr., Waterloo

3010 Violet Dr., Waterloo | 3 Bedrooms | 2 Bathrooms | 2,274 Square Feet | .24 Acre | 2 Stall Garage | $294,900

Listed by Mersiha Mustedanagic, 319.939.0730

Welcome home to this spectacular two-story gem located in a quiet, well-established neighborhood! This beautifully maintained home offers 3 spacious bedrooms and 2 bathrooms. Step into the welcoming foyer and immediately to your right, you'll find the inviting living room, bathed in natural light and anchored by a stunning wood-burning fireplace—the perfect spot to relax and unwind on cooler evenings. Continue through to the spacious kitchen, a true chef’s delight with abundant cabinet and counter

The Mortgage Corner with Greenstate Credit Union: What is an Escrow Analysis?

To understand what an escrow analysis is, we must first understand what an escrow account is. 

An escrow account is an account established at the time of mortgage closing to hold the property taxes and insurance premiums. When an escrow account is established the monthly payment due from the borrower will include the actual loan principal and interest, plus the monthly equivalent of the property taxes and insurance premium for the home. When the taxes and insurance items are due, they are paid by the mortgage lender from the homeowners’ escrow account. 

Now that we have that understanding, let’s walk through what an escrow account analysis is. 

An