The Mortgage Corner with GreenState Credit Union: Homebuying and Peace of Mind 

May is Mental Health Awareness Month, a time to reflect not only on our emotional well-being but also on how major life events—like buying a home—impact our mental health. Securing a mortgage can be one of the most exciting milestones in life, but it also brings financial stress, decision fatigue, and uncertainty.

That’s why this month we’re encouraging homebuyers and homeowners alike to prioritize peace of mind throughout their mortgage journey.

Here are a few tips to keep your mental health front and center during the mortgage process:

• Ask Questions Early: Anxiety often comes from the unknown. Don’t hesitate to ask your lender questions—even the ones

Updated, spacious, and perfectly located, this Cedar Falls home is ready for you!

1309 Catherine Street, Cedar Falls | 3 Bedrooms | 2 Bathrooms | 2,078 Square Feet | .19 Acres | 2 Stall Garage | $300,000

Listed by Valerie Kolpek, 319.415.4327

Updated, spacious, and perfectly located—this 3-bedroom, 1.75-bath Cedar Falls home is ready for you! Just minutes from UNI, this three-level split offers a thoughtful layout with plenty of room to relax and entertain. Walking inside, you’ll be greeted by natural light flooding the formal dining room—perfect for gathering with friends and family—which leads into an open kitchen with beautiful built-in cabinetry. Just beyond, the living room offers a cozy fireplace and walkout access to the back patio,

Don't miss out on this charming Waterloo home! 

215 Hillside Ave., Waterloo | 3 Bed | 3 Bath | 1,643 Square Feet | $214,900

Listed by Monica Benz, 319.883.6229

Welcome home! Don't miss out on this charming three bedroom, three bathroom home located in Waterloo. It is stunning and a must see! The main living space has great natural light, a beautiful built-in brick fireplace, and is full of character throughout. The kitchen provides plenty of cabinetry and countertop space. Wrapping up the main floor are two great sized bedrooms and a full, updated bathroom. The upper level features a lofted bedroom with closet space, along with its own bathroom. The lower level provides an additional bathroom, and plenty of space for an office, craft room, or

April Listing of the Month: Perfectly picturesque! This wonderful acreage is nestled in the highly desired Sylvan Acres development and provides the peaceful living you've been looking for!

Sale Pending | 9730 Sylvan Drive, Janesville | $600,000 | 4 Bedrooms | 2.5 Bathrooms | 3,898 Square Feet | 1.5 Acres | 3 Stall Garage | 

Listed by Luke & Becky Bartlett, 319.269.1651

Perfectly picturesque!  This wonderful acreage is nestled in the highly desired Sylvan Acres development and provides the peaceful living you've been looking for!  The long tree-lined lane welcomes you to this spectacular well-maintained home.  Inside the front door, a sitting area leads to the spacious main floor living area. Floor-to-ceiling windows overlook the deck and

Situated on a corner lot in a top-notch Waterloo neighborhood this home is full of charm and character!

449 Kingbard Blvd., Waterloo | $242,500 | 3 Bedrooms | 2 Baths | .22 Acre | 2 Stall Garage

Listed by Eli Berregaard, 319.269.7834

Charming from top to bottom! Situated on a corner lot in a top-notch Waterloo neighborhood within walking distance of Byrnes Park and Pool, Irv Warren Golf Course, Kingsley Elementary, and more, this tremendous property has a location that can't be beat! As you step in the grand entry, you'll love the inviting atmosphere and welcoming first impression. The sun-filled front living room draws you in with its beautiful woodwork, floor-to-ceiling built-ins, and cozy brick surround wood-burning fireplace. Through a

This stunning new construction ranch offers ample space and privacy for your family! 4413 Granite Ridge Ridge Rd., Cedar Falls

5 Bedrooms | 3 Bathrooms | 3,015 Square Feet | .37 Acre | 3 Garages | $650,000

Listed by Justin Reuter, 319.939.5112

Welcome to the home of your dreams in Cedar Falls! This stunning new construction ranch boasts an impressive 4 bedrooms on the main level, offering ample space and privacy for your family. The finished basement features a 5th bedroom, providing even more space for guests or a home office. Step inside to discover the luxurious finishes throughout the home. The spacious kitchen is sure to delight any chef with its elegant quartz countertops, providing plenty of workspace for meal prep and entertaining.

Fall in love with this charming, character-filled cottage-style home the moment you step through the front door! 1723 Richard Road, Cedar Falls

4 Bedrooms | 3 Bathrooms | 2,283 Square Feet | .32 Acre | 2 Stall Garage | $350,000

Listed by Sue Willett, 319.830.2486 & Janae Nuss, 319.830.2489

Fall in love with this charming, character-filled cottage-style home the moment you step through the front door! The inviting front living room welcomes you with a cozy fireplace, a soaring vaulted ceiling and large windows that bathe the space in natural light. From here, step out onto a spacious, maintenance-free deck, perfect for entertaining or simply unwinding in the fresh air. Tucked around the corner, the delightful kitchen is a true

The Mortgage Corner with Greenstate Credit Union - The Importance of Being Pre-Qualified When Buying a Home

Whether this is your first or tenth home purchase, the process can be overwhelming. One of the smartest steps you can take is getting pre-qualified for a mortgage. Here's why this crucial move can make all the difference:

1. Understand Your Buying Power

Pre-qualification provides a ballpark estimate of how much you might be able to borrow. This insight helps you focus your home search within a realistic price range and avoid the frustration of falling in love with a home that's out of reach.

2. Stand Out in a Competitive Market

In today's fast-paced real estate market, sellers want reassurance that offers are credible. A

Nestled on a picturesque 4-acre property, this charming and well-cared-for acreage offers the perfect blend of country living and modern comfort. 

6567 13th Ave., Keystone | 3 Bedrooms | 1 Bathrooms | 2,050 Square Feet | 4.11 Acres | 2 Stall Garage | $310,000

Listed by Jordan Tranbarger, 319.530.9189

Nestled on a picturesque 4.11-acre property, this charming and well-cared-for 3-4 bedroom, 1-bathroom home offers the perfect blend of country living and modern comfort. A bright and inviting living room, filled with natural light, creates a warm and welcoming atmosphere, perfect for relaxing or entertaining. The home also features an attached garage for added convenience and storage. The kitchen offers newly painted cabinetry and stainless steel

This wonderful ranch home is full of modern updates and tasteful paint colors that will leave you inspired to paint your own home!

4641 Winghaven Drive, Waterloo | 3 Bedrooms | 2 Bathrooms | 2,478 Square Feet | .55 Acre | 3 Stall Garage | $340,00

Listed by Luke & Becky Bartlett, 319.269.1651

This wonderful ranch home is nestled in a perfectly peaceful location yet is close to parks, trails, shopping, and restaurants. Step inside, and you'll love the spaciousness of the main level. The owners have updated the home from top to bottom while carefully preserving some of its mid-century charm. The living room features a wood-burning fireplace, large windows, and plentiful space for entertaining. Beyond the living area, you'll find a generous